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Youth Accounts

You are never too young to join Cornerstone CU. The account is opened in the child’s name under the child’s social security number, but an adult (age 18 or older) must sign on as a joint owner. Youth can open a membership with a $5 deposit into a savings account, with one year to bring the balance to the $25 minimum.

C.U. CA$H® Kids Club

Kids age 12 are automatically enrolled in the C.U. CA$H® Kids Club where they learn how much fun saving can be.

Watch for youth-directed events in April, during International Youth Week.


Youth Savings Rates

Effective Date: 4/01/20131
Savings Rates Minimum Balance2 Dividend Rate APY3
Youth Savings $100.00 .10% .10%

1 All savings dividend rates are variable. Dividend rates and annual percentage yields may change at any time due to market conditions. Please call your Call Center Representative at 800.711.3277, press 0, for more information.

2 Minimum balance requirements apply to average daily balance (amount of principal in account each day) to earn stated dividends.

3 APY=Annual Percentage Yield. This rate schedule states rates applicable to specified accounts unless otherwise paid, dividends will be credited to your account compounded daily and paid quarterly. Dividends are credited to your account and compounded daily and paid monthly. This schedule is incorporated as a part of your account agreement with your Credit Union.

4Earnings can be reduced for inactivity.