Personal Loans

Personal Loans

Share Secured Loan

A loan secured with your Cornerstone Credit Union Savings account or Certificate of Deposit is a great way to get access to your savings, without depleting them. That's because 100% of the loan amount remains on deposit until the loan is paid off. A Share Secured Loan is a perfect loan for young people seeking to establish credit in a responsible manner.
 


Debt Consolidation Loan

If you're ready to take control of your debt, consolidating it at a lower rate is a wise move. Borrow up to $15,000 (based on creditworthiness) to pay off existing loans you have elsewhere. Current CCU loans do not qualify.


Personal Revolving Line of Credit

Life's emergencies and opportunities don't always line up with payday. An unsecured, open-end Line of Credit quickly provides you up to $10,000 (based on creditworthiness) in cash. Establish your credit line, and then draw on it as needed.

Enjoy 24/7 cash access via CU-Branch, CU-Mobile, EARS (our telephone teller) and transfer funds into your Cornerstone Credit Union Checking account. On the first of each month, repayment is made automatically from your Cornerstone Credit Union account. Monthly payments are based on 3.4% of the total approved credit line, with the minimum payment of $20.


Personal & Signature Loans

Eye on a new couch? Craving a Caribbean cruise? Computer crashed? Personal and Signature Loans at Cornerstone Credit Union can provide funds for furnishings or fun, unexpected expenses or ordinary obligations. Borrow up to $15,000 (based on creditworthiness).


Rates
Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907
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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.