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Auto, Home and Personal Loans

Fixed Rate Home Equity Loans
Term LTV* APR** as low as2 Payment3
3 Year 80% 6.50% $76.63
3 Year 90% 7.00% $77.20
5 Year  80% 6.75% $49.22
5 Year 90% 7.25% $49.81
7 Year   80% 7.25% $38.05
7 Year  90% 7.75% $38.67
10 Year  80% 8.00% $30.34
10 Year  90% 8.50% $31.01

*LTV=Loan-To-Value. Minimum loan amount: $2,500. Maximum loan amount: $100,000.
2 Rate available to highly qualified members
3 Payments based on $10,000 loan
Home Equity loans do not qualify for Rate Buy Downs.

Home Equity Line of Credit (HELOC) Rates
Loan-to-Value (LTV) APR**
0-80% 8.75%
81-90% 9.75%

HELOCs do not qualify for loan Rate Buy Downs.
Home Equity Line of Credit Guidelines: Maximum repayment: 15 years, Annual Percentage Rate May Vary, Minimum APR: 4.00%, Maximum APR: 21.00%, Property Insurance Required,
Estimate of other fees for opening plan ranges from $166.00 - $725.00.

Motorcycle, Snowmobile & Jet Skis

New Motorcycles, Snowmobiles & Jet Skis (2023, Newer or Untitled)

Term APR** as low as2 Payment
Up to 60 Months 9.25% $417.653
72 Months4 9.75% $368.064

2 Rate available to highly qualified members.
3 Payments based on $20,000 loan.
4 Minimum loan required for this rate is $20,000. Payment based on $20,000 loan.
Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates.


Used Motorcycles, Snowmobiles & Jet Skis (2016-2022)

Model Year Term APR** as low as2 Payment3
2015-2021 48 Months 11.25% $129.85

2 Rate available to highly qualified members. Other rates and terms may apply.
3 Payments based on $5,000 loan
Existing loans financed by CCU do not apply.No Rate Buydowns.


Classic Motorcycles

Term APR** as low as2 Payment3
Please call for loan advances & terms 14.50% $235.33

2 Rate available to highly qualified members. Other rates and terms may apply.
3 Payments based on $10,000 loan for 60 months.

New & Used Vehicles (2023 or newer)

New/Used Cars, Trucks & Vans (2023, Newer, or Untitled) 

Term APR** as low as2 Payment3
24-36 Months 5.64% $662.44 (24 months) to $453.93 (36 months)
48 Months4 6.99% $239.43
60 Months4 6.99% $197.99
66 Months4 7.49% $185.35
72 Months5 7.99% $262.96
84 Months6 8.29% $314.68

2 Rate available to highly qualified members.
3 Payments for 24-36 month terms based on $15,000 loan. Other terms based on $10,000 loan.
4 $10,000 minimum amount financed required for 48-66 Month terms.
5$15,000 minimum amount financed required for 72-Month term.
6$20,000 minimum amount financed required for up to a 84-Month term.


New/Used Cars, Trucks & Vans (2021-2022) 

Term APR** as low as2 Payment3
24 Months 5.64% $662.44
36 Months 5.64% $453.93
48 Months 6.99% $239.43
60 Months 6.99% $197.99
66 Months 7.49% $185.35

2 Rate available to highly qualified members.
3 Payments based on $10,000 financed unless otherwise noted; $15,000 for 24-36-Month terms; Terms require minimum amounts financed.

 

Used Vehicles (2017-2020)

Older Model Used Cars, Trucks & Vans (2017-2020) 

Model Year Term Minimum Loan Amt APR** as low as2 Payment3
2016-2019 48 Months $7500.00 8.25%4 $184.00
  60 Months $7500.00 8.25%4 $152.08
  72 Months $7500.00 8.50% $133.36
2010-2015 48 Months $5,000 8.25%4 $122.67
  60 Months $5,000 8.50% $102.60

2 Rate available to highly qualified members.
3 Payments based on minimum loan amounts.
4 ONLY if loan set up with ACH/Auto Pay and e-Statements
Existing loans financed by CCU do not apply.

Classic Cars

Term APR** as low as2 Payment3
Please call for loan advances & terms 14.50% $235.33

2 Rate available to highly qualified members. Other rates and terms may apply.
3 Payments based on $10,000 loan for 60 months.

Personal & Signature Loans
Term APR** as low as2 Payment
Signature Loan (Up to 42 Months) 15.00% $151.12 (Based on $5,000 line)

No Rate Buy Downs on signature loans.

Personal Revolving Line of Credit
Term APR** as low as2 Payment
Revolving Line of Credit   3.4% of Balance, $20 minimum
RV, Motorhome, Boat & Travel Trailers

New/Used RV, Motorhome, Boat & Travel Trailer (2017, Newer, or Untitled)

Term APR** as low as2 Payment3
72 Months  (minimum $5,000 financed) 9.74% $91.993
120 Months  (minimum $25,001 financed) 9.74% $326.88
180 Months  (minimum $50,000 financed) 9.74% $529.57
240 Months  (minimum $100,000 financed) 9.50% $932.52

2 Rate available to highly qualified members.
3 Payments based on term and minimum amount financed.
Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates.


Used RV, Motorhome, Boat & Travel Trailer (2012-2016)

Term APR** as low as2 Payment3
Up to 60 Months  (minimum $5,000 financed) 11.25% $109.36

2 Rate available to highly qualified members.
3 Payments based on $5,000 loan
Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates.