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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2019 or newer)

1.50% (as of July 1, 2020)

Used Auto (2013-2016)


Loan Calculators
Get Rock Solid Advice from CCU

Get "Rock Solid Advice" from CCU

Sauk Valley Now 1240 AM 93.1 FM WSDR
Join Sterling branch manager Melissa Rippy and Marketing Director Lorna Cote with WSDR on-air personality Tom Katz every 4th Tuesday of the month between 8:30-9:00am on WSDR Radio 1240AM/93.1 FM. 

Hear helpful financial tips on various topics like Debt Consolidation, Achieving Financial Goals, Taxes and more on Rock Solid Advice”  Stream it LIVE on SAUKVALLEYNOW.COM! 
Video Library

Video Library

Introducing Student Loans
This brief video offers do-able steps to acquiring a student loan from Sallie Mae® & CCU.


What's New at CCU

Go Green. It's Free & Easy.

Go Green. It's Free & Easy.

June 12, 2020

Effective August 31, 2020, a fee of $2.00 per paper statement will be charged to your savings account. During this unprecedented time, the credit union must address how to reduce overhead costs. We encourage our members to register for CCU online banking and receive FREE electronic statements (e-statements) via email, which can be printed from their online banking site. Members under 18 years of age are exempt from this fee.
If you're not already signed up, avoid this charge. Enroll in or go to your Online Banking page and sign up for e-Statements today.

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Cornerstone Credit Union donates $21,000 to Community Organizations through FHLBank COVID-19 Relief Program

June 8, 2020

FREEPORT, IL Cornerstone Credit Union (CCU) was a recipient of a $20,000 grant as part of the Federal Home Loan Bank of Chicago’s (FHLB) COVID-19 Relief Program, designed to support its member institutions and the communities they serve in Illinois and Wisconsin directly impacted by the current pandemic. An additional $1,000 was donated through an employee fundraiser lead by the CCU Community Relations Committee.

Scam Alert! Fraudsters Use Stolen Identities to File for Unemployment Benefits

Scam Alert! Fraudsters Use Stolen Identities to File for Unemployment Benefits

May 26, 2020

Date: May 26, 2020
An international fraud ring is taking advantage of the current pandemic by using stolen identities to file for unemployment benefits. The State of Washington unemployment program has emerged as the primary target with individuals residing out-of-state receiving ACH deposits from the State of Washington Unemployment Benefit Program. The ACH deposits contain names that don't match the accounts to which the funds are deposited. All states are at risk as this fraud network is believed to be made up of hundreds or possibly thousands of money mules with potential losses soaring in the hundreds of millions of dollars.
Several credit unions have reported that members are receiving ACH deposits representing unemployment benefits. Some members received multiple ACH deposits. Likely, members were recruited as money mules to transfer the deposited funds to the fraudsters. Fraudsters can have the unemployment benefits loaded directly to a P2P app, such as Venmo or Cash App. Then, they can transfer the funds to money mule accounts. One credit union reported receiving multiple deposits to member accounts in this manner.
Beware! If you receive an unexpected electronic deposit into your account, or a check in the mail that was not requested or looks suspicious, please contact your financial institution immediately to verify. We will protect our members and investigate suspicious transactions whenever possible.

Upcoming Events

July 7

World Chocolate Day


Enjoy your chocolate today! World Chocolate Day seeks to promote the consumption of chocolate. Chocolate contains antioxidants and can improve your cardiovascular health...like we need an excuse to eat chocolate! It takes roughly 400 cocoa beans to make a pound of chocolate. Enjoy!

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.