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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2019 or newer)

1.50% (as of June 1, 2020)

Used Auto (2013-2016)


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Get Rock Solid Advice from CCU

Get "Rock Solid Advice" from CCU

Sauk Valley Now 1240 AM 93.1 FM WSDR
Join Sterling branch manager Melissa Rippy and Marketing Director Lorna Cote with WSDR on-air personality Tom Katz every 4th Tuesday of the month between 8:30-9:00am on WSDR Radio 1240AM/93.1 FM. 

Hear helpful financial tips on various topics like Debt Consolidation, Achieving Financial Goals, Taxes and more on Rock Solid Advice”  Stream it LIVE on SAUKVALLEYNOW.COM! 
Video Library

Video Library

How to Use Shared Branching
Watch this brief video to learn how Shared Branching can help you when you're away from home. Also, check our Shared Branch locator site.     

What's New at CCU

Attention fans of our high school athletes across the Rock River Valley

Attention fans of our high school athletes across the Rock River Valley

June 4, 2020

Mark your calendar! Don’t miss the virtual All Star Preps Awards event on June 18th at 6pm.
Cornerstone Credit Union is a proud sponsor of the Spring Sports Athlete Award and salutes all 2020 Graduates and the athletes who did not get to compete this spring. You are All Winners!! Learn more and Watch here https://preps.rockford.gatehouselive.com/


Scam Alert! Fraudsters Use Stolen Identities to File for Unemployment Benefits

Scam Alert! Fraudsters Use Stolen Identities to File for Unemployment Benefits

May 26, 2020

Date: May 26, 2020
An international fraud ring is taking advantage of the current pandemic by using stolen identities to file for unemployment benefits. The State of Washington unemployment program has emerged as the primary target with individuals residing out-of-state receiving ACH deposits from the State of Washington Unemployment Benefit Program. The ACH deposits contain names that don't match the accounts to which the funds are deposited. All states are at risk as this fraud network is believed to be made up of hundreds or possibly thousands of money mules with potential losses soaring in the hundreds of millions of dollars.
Several credit unions have reported that members are receiving ACH deposits representing unemployment benefits. Some members received multiple ACH deposits. Likely, members were recruited as money mules to transfer the deposited funds to the fraudsters. Fraudsters can have the unemployment benefits loaded directly to a P2P app, such as Venmo or Cash App. Then, they can transfer the funds to money mule accounts. One credit union reported receiving multiple deposits to member accounts in this manner.
Beware! If you receive an unexpected electronic deposit into your account, or a check in the mail that was not requested or looks suspicious, please contact your financial institution immediately to verify. We will protect our members and investigate suspicious transactions whenever possible.

SavvyMoney Credit Score FAQs

SavvyMoney Credit Score FAQs

May 22, 2020

SavvyMoney Credit Score FAQs
CCU Members: SavvyMoney Credit Score is available to you through online and mobile banking. This is a FREE service offered to you. Please read FAQs below for more information.

Q. What is SavvyMoney Credit Score?
A. SavvyMoney is a comprehensive Credit Score program offered by Cornerstone Credit Union, CCU,  that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score, and can see the most up to date offers that can help reduce your interest costs. With this program, you always know where you stand with your credit and how your financial institution can help save you money. Read more.

Upcoming Events

May 27

Coronavirus Updates for CCU


Please be sure to click here to see updates.
June 18

Rock River Valley All Star Preps Awards Event


Join us for an On Demand Broadcast at 6:00 p.m. CCU is proud to be a sponsor of this exciting event where we recognize and honor our area athletes. Learn more. 

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.