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Loan Rates

Loan Rates

Annual Percentage Rates as low as:

New/Used Auto (2018 or newer)

2.63% (as of November 1, 2019)

Used Auto (2012-2015)


Loan Calculators
Shared Branching

Shared Branching

When you're on the go, we're right there with you, offering Shared Branching to more than 5,000 credit union branches nationwide.
Check our Shared Branch locator site.                                                                         
If you are traveling, avoid Debit Card access interruptions on your trip by letting us know your plans, so we can note your plans in our system to keep you on track.
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Video Library

Video Library

Check out our new :30 video highlighting all the good things Cornerstone offers to the communities we serve. 
(Click on 4-arrow box bottom right to
view video full screen.)

What's New at CCU

Your Complete Guide to Identity Theft Protection

Your Complete Guide to Identity Theft Protection

November 15, 2019

Did you know there were 14.4 million victims of identity theft in 2018? According to Javelin Strategy, each case cost the victim an average of $1,050 – and that’s only the cost in dollars. When an individual’s identity is stolen, the thief wreaks major havoc on the victim’s financial health, which can take months, or even years, to recover from. Fortunately, there are steps you can take to prevent yourself from becoming the next victim. Here is your complete guide to identity theft protection. Read more.

It's Easy to Give

It's Easy to Give

November 5, 2019

At Cornerstone Credit Union, we are committed to supporting programs and not-for-profit organizations that make a positive impact in the communities we serve. At this time of year we focus on providing joy and relief for the holidays. We will be collecting donations at our branches and ask that you please take part in helping give back to our communities. Get details hereThank you! 

6 Ways to Keep Your Finances Intact this Holiday Season

6 Ways to Keep Your Finances Intact this Holiday Season

October 25, 2019

You don't have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with these six tips: Read more.

Upcoming Events

November 16

Festival of Trees | Rock River Hospice

Location: Northland Mall in Sterling

Features decorated trees and holiday items, a Country Store, Table Settings, silent auction items, entertainment and more. Nov. 16-24.
November 23

Holiday Gift Show

Location: Stephenson County Visitors Center

Hand-crafted items from local vendors, along with a wide variety of merchandise from local businesses. Nov. 23-30.
November 28

Thanksgiving Day - CLOSED


All CCU branches will be closed Thursday, November 28th. Enjoy a safe and bountiful Thanksgiving with your loved ones. For your convenience, mobile & online banking, ATMs and EARS are available 24/7.

Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907

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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.