Loan Protection

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Peace of Mind Protection

Cornerstone Credit Union offers a full line of loan insurance products to protect you and your family if the unexpected happens. We offer low-cost Credit Life and Credit Disability insurance, as well as Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP). Ask us about our Total Protection Package. The small cost is well worth it.

You are now ready to move your family to a new level by buying a new car, financing a special vacation or renovating your home. But what would happen if you become disabled due to injury or illness or your family faced your unexpected death? Your family’s income may be reduced or eliminated. How would you or your family cope with these financial hardships?

With MEMBER’S CHOICE Credit Life and Disability Insurance from Cornerstone Credit Union, you can enjoy peace of mind. With Credit Disability Insurance, your eligible loan payments would be paid until you’re no longer disabled, and with Credit Life, your eligible loan balance would be paid off. You can choose to protect your loans at pennies a day. Ask us how the cost can be easily added to your monthly loan payment.


Many people don’t understand the risk they take driving their new vehicle off the dealer’s lot. There may be a big difference between the vehicle's depreciated value and your loan balance. GAP Insurance helps you cushion the impact if your vehicle is stolen or totaled. GAP helps cover the difference between your vehicle’s actual cash value and your loan balance. Members who are high risk are those with longer terms and those with higher loan-to-value ratios. Learn how GAP can protect you.

Ask a CCU representative for details. 


Eliminate the financial burden for unexpected auto mechanical breakdowns. Our cost-effective Mechanical Repair Coverage, at a price well-below similar products offered at most auto dealerships, takes the load off your mind. This optional coverage, available on both new and used vehicles, helps you minimize the impact of repair bills. Find out how affordable protection can be.
Cornerstone Credit Union
1-800-711-3277  •  Routing: 271184425  •  NMLS #743907
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Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an added safety net of private insurance (Excess Share Insurance/ESI) for an additional $250,000. This is the highest combination of federal and private insurance available to consumers.