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Certificates of Deposit

 

For a secure investment and a highly competitive return, look into a Cornerstone Credit Union Certificate of Deposit (CD). Give us the opportunity to match your investment to that special event in your life – home purchase, wedding, education, or retirement.

  • Match your terms with your specific savings goals
  • Low minimum deposits, from just $1,000, so you can get started right away
  • Terms from 90 days to 5 years
  • Jumbo Certificates ($100,000 minimum) earn the best possible rate of return
  • CCU CD can be used as collateral for a CCU loan

Safe Investment: Deposits are insured up to $500,000. The National Credit Union Administration [NCUA] federally insures the first $250,000, and Excess Share Insurance [ESI] privately insures the next $250,000. This is the highest combination of federal and private insurance available to consumers.

Call or stop by today and let us help you safely and easily transfer your investments.


Regular & IRA Certificates > $1,000+

Effective Date: 10/22/20131
Term Min. Balance Dividend Rate APY2
90-Day3 $1,000.00 .10% .10%
180-Day3 $1,000.00 .15% .15%
12-Month $1,000.00 .25% .25%
18-Month $1,000.00 .30% .30%
24-Month $1,000.00 .40% .40%
30-Month $1,000.00 .45% .45%
36-Month $1,000.00 .65% .65%
48-Month $1,000.00 .90% .90%
60-Month $1,000.00 1.19% 1.20%


Regular & IRA Certificates > $20,000+

Term Min. Balance Dividend Rate APY2
12-Month $20,000.00 .35% .35%
18-Month $20,000.00 .40% .40%
24-Month $20,000.00 .50% .50%
30-Month $20,000.00 .55% .55%
36-Month $20,000.00 .75% .75%
48-Month $20,000.00 1.00% 1.00%
60-Month $20,000.00 1.29% 1.30%


Regular & IRA Certificates > $100,000+

Term Min. Balance Dividend Rate APY2
180-Day3 $100,000.00 .25% .25%
12-Month $100,000.00 .35% .35%
18-Month $100,000.00 .40% .40%

1Certificate dividend rates are subject to change due to market conditions. Please call your Call Center Representative at 800.711.3277, press 0.

2APY=Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account compounded daily and paid quarterly. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. If you have any questions or need current rate information on your accounts, please call 815.235.5855.

3Simple interest paid at maturity.