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Home Equity Line of Credit (HELOC)

For those recurring or random large expenses such as tuition, medical emergencies, or major car repairs, tap the accumulated equity in your home with our low-rate Home Equity Line of Credit. It features no loan-advance fees and low closing costs. The minimum initial advance is $2,500. After that, you can draw advances of $500 and up. The maximum repayment term is 15 years.

This account offers you flexibility access from your credit line—you can conveniently draw against your line by Check or Visa Debit Card.


Home Equity Line of Credit (HELOC)

Loan-to-Value (LTV) APR1
0-80% 4.50%
81-90% 5.50%

1 APR=Annual Percentage Rate. HELOCs do not qualify for loan Rate Buy Downs.
Home Equity Line of Credit Guidelines: Maximum repayment: 15 years, Annual Percentage Rate May Vary, Minimum APR: 4.00%, Maximum APR: 21.00%, Property Insurance Required,
Estimate of other fees for opening plan ranges from $166.00 - $725.00.